Join the Community

23,214
Expert opinions
43,786
Total members
384
New members (last 30 days)
188
New opinions (last 30 days)
29,045
Total comments

Latest expert opinions

clear
clear
Arjeh Van Oijen

Arjeh Van Oijen Head of Product Management at Icon Solutions

EBAday 2025: Why Banks Must Focus on Resiliency, Flexibility and Consolidation

Shifting geopolitical dynamics and the demands of the always-on digital economy have reshaped the European payments landscape – driving the need for instant, secure and accessible transactions across the bloc. This transformation has been enabled by a wave of regulatory and technological initiatives that have imposed new requirements and overhaul...

/payments

Prakash Bhudia

Prakash Bhudia HOD – Product & Growth at Deriv

Can industrial metals hold up if the US-China truce falters in H2?

Copper’s soaring. Silver’s holding ground. And a shaky 90-day trade truce between the US and China has markets breathing a little easier - for now. But under the surface, things aren’t quite so smooth. Copper’s been swinging wildly, smelters are running on negative margins, and silver’s safe-haven shine is fading fast. China’s buying big, but sto...

/markets

Andrew Bonsall

Andrew Bonsall COO at AperiData

Open Banking for collections: How real-time data enables dynamic payment plans

Collections strategies have evolved. But many still rely on long-standing assumptions: that customers' ability to repay is stable, that financial circumstances remain unchanged, and that static repayment plans will work for most. Today, that approach is increasingly risky. Rising living costs and income volatility are widening the gap between what...

Serhii Bondarenko

Serhii Bondarenko Artificial Intelegence at Tickeron

Microsoft (MSFT) Stock Analysis: Market, AI Leadership, and Financial Outlook as of May 23, 2025

Microsoft Corporation (NASDAQ: MSFT) remains a cornerstone of the technology sector, consistently shaping the global market through its leadership in cloud computing, artificial intelligence (AI), and software innovation. As of May 23, 2025, the company’s stock performance, strategic partnerships, and technological advancements continue to draw si...

/ai /markets Artificial Intelligence and Financial Services

Rob Straathof

Rob Straathof CEO at Liberis

From Embedded Finance to Financial Co-Pilots: The New Era of Small Business Lending

The financial needs of small businesses have evolved dramatically over the past decade and so has the technology supporting them. Traditional lending models are broke, but how are they being fixed? From co-pilot models to fully autonomous financial agents, we’re entering a new era of AI-driven finance that will empower small businesses to thrive —...

/inclusion Embedded Finance

John Adam

John Adam Chief Revenue Officer at Aimprosoft

AI adoption in financial services and fintech in 2025

A few weeks ago, I visited several events in London over UK Fintech Week. I listened to a lot of speakers and panels and spoke to a lot of people in the sector—at established financial services companies, scaleups, those still early in their product journeys and other ecosystem participants. By far the most common use cases of predictive AI in f...

/ai Artificial Intelligence and Financial Services

John Reese

John Reese Business Analyst | Platform Growth Expert at Hashcodex

Neobank 2.0: One Account to Hold Crypto and Fiat Together

Banking just got smarter. Gone are the days when digital banking only meant checking your balance online. Now? It’s freedom. It’s control. It’s your money, your way. Still not clear? No worries. Let me explain. Imagine you are a freelancer or running a business, you know the struggle. You work with clients from all over the world. Some pay in regu...

/startups /crypto Fintech

Rohit Mishra

Rohit Mishra Director, Product at Shopify

Breaking Down Borders: How the right payments technology can open up global commerce

Global commerce is no longer the reserve of enterprise businesses. Today’s businesses – whether digitally native or omnichannel – are increasingly expanding into new regions, and in 2024 alone they tapped into the £873 billion in UK exports of goods and services. Driven by rising demand, faster fulfilment capabilities and consumer expectations, gl...

/ai /payments E-commerce

Leon Fischer-Brocks

Leon Fischer-Brocks Co-Founder | CEO at Bloxley

The Journey of the Long Distance Founder

My name is Leon Fischer-Brocks. I’m co-founder and CEO of Bloxley, a digital finance app gearing towards launch. At 24, I’m at the start of my journey, young enough to challenge conventions, but with experience enough to know that execution is everything. Like many in this space, I am at the crossroads of vision and reality, staring down the exhi

/retail /startups Fintech innovation and startups

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

CP10/25: 9 areas firms must address to meet the PRA’s climate expectations

In our previous post on CP10/25, we examined how expectations around climate risk are becoming more specific and embedded. This follow-up focuses on the details, breaking down the proposals in the draft Supervisory Statement and what they mean for firms assessing their current position. Each area highlighted below reflects the level of depth and i...

/regulation

Now Hiring