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News and resources on capital markets, exchanges, trade execution and post-trade settlement.

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Expert opinions

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Building Financially Resilient Ecommerce Stores with Smart Dropshipping Tools

Long-term success in today's fast-paced digital marketplace depends on creating a financially stable e-commerce store that can adjust and prosper in any economic environment, not just having a fantastic product. Dropshipping is a potent business strategy that enables entrepreneurs to sell goods without having to deal with the hassle of inventory c...

/inclusion /markets

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Smarter Debt Collection Strategies: How Human and AI Collaboration is Transforming the Future of Col

In today’s dynamic financial environment, lending businesses are under growing pressure. Rising delinquency rates, shifting customer expectations, and economic volatility are making traditional, one-size-fits-all collections strategies increasingly ineffective. To stay ahead, organizations must embrace smarter, more adaptive approaches to debt col...

/wealth /markets

Scott Andery

Scott Andery Marketing Consultant at Diginatives

Crowdsourced Insights: Ranking Systems as Predictive Tools

Ranking systems fueled by crowdsourced data have emerged as powerful predictive tools across diverse industries. By harnessing collective sentiment and behavior, these systems not only reflect real-time consensus but also anticipate future trends in domains like sports, finance, and consumer retail. Their effectiveness lies in modeling psychologic...

/markets Marketing in Financial Services

Igor Kostyuchenok

Igor Kostyuchenok SVP of Engineering at Mbanq

First half of 2025 - VC Digest

Time flies and the first half of the year 2025 is almost over. It's time to reflect on the past 6 months and make some predictions about the next two quarters. While the world is slowly sliding into the World War III most investors try to look away and decide to invest in the most hype areas. 1. AI-Native Applications ANI (Artificial Narrow Intell...

/markets /predictions Private Equity Investing in Financial Technology

Teo Blidarus

Teo Blidarus CEO and Co-Founder at FintechOS

How embedded insurance is shaping the future of risk mitigation

Insurance is shifting from a purely B2C model to integrated, accessible protection. Instead of standalone coverage, insurers need to provide solutions that fit naturally into everyday transactions and customer journeys. Traditional insurance models often fail to reach those who need protection most. As customers seek coverage that adapts to their f...

/cloud /markets Innovation in Financial Services

/markets

Research

Survey

US Regulation Survey 2025: Compliance at a Crossroads

Assessing financial industry preparedness in a shifting US regulatory landscape as organisations struggle with deadlines, cost, and technology. In an environment of rapidly evolving regulations, driven by legislative and policy shifts at the federal and state levels, the US regulatory landscape is marked by complexity and uncertainty. Understanding the level of preparedness across industries is crucial for ensuring compliance, mitigating risk, and enhancing operational efficiency. This survey was conducted at the beginning of 2025, gathering financial services industry sentiment as the Trump Administration took office and began pivoting on key regulatory elements. With the US financial regulation regime also somewhat in limbo, that uncertainty was – and is – increasingly impacting the views of the 200 organisations surveyed. Analysis of our survey responses provides a comprehensive overview of the state of regulation readiness in the US, differences in reporting obligations, the impacts of automation for compliance, the roles of technology and data, and industry plans for modernisation. We explore: Which regulations will have the biggest impact on US financial services in 2025; Regulatory effects on organisational frameworks, budgets and staffing; How organisations are leveraging technology and partnerships to streamline regulatory compliance.

277 downloads

Event Report

Sustainable Finance Live – Natural Capital Finance

A Record from the Sustainable Finance Live Conference and Hackathon 2024  On 8 October 2024, Finextra Research and ResponsibleRisk held the annual Sustainable Finance Live hybrid conference and hackathon, in partnership with NayaOne.  The conference took place at Events@ No6 in London, and started off with a welcome from founder of ResponsibleRisk and contributing editor for Finextra, Richard Peers. Peers opened with an introduction outlining the themes and objectives of this year’s event: to understand natural capital risk, pricing, and trade.  The focus areas of the conference were natural capital, agriculture, supply chains, as well as regulation and reporting. The sessions also highlighted highlighting new technologies that are being used to collect nature-related data such as Earth observation and satellite reporting.  Richard Peers, contributing editor at Finextra and founder of ResponsibleRisk, moderated the conference: “What we wanted to do is to put on an event aimed at explaining the landscape of a natural capital transaction, with the associated data providers identified along the way. Ending the process in an asset management trading platform, taking into consideration all the steps that a regulated entity has to undertake, to prove to the financial industry that this can be an asset class, that is as tradable as any other.”  Download a Visual Record of the event below to discover key themes of the event’s panels, keynotes, and hackathon. We cover:  Natural capital trading from field to trade;  How nature financing can be achieved;  The role of data, economic profit, and policy for natural capital;  How to build a sustainable ecosystem using natural value;  Visions and results from the hackathon;  And more. 

143 downloads

White Paper

Beyond Tomorrow In The Capital Markets

Technology has long been transforming the capital markets industry, but the tides are changing for what is considered success. Now more than ever, firms need to prioritise operational resilience.  Technological advances are indisputably reshaping how firms in the capital markets operate, however, as the reliance on technology grows, so does the impact of glitches and outages when they occur. Take the CrowdStrike global outage, for example, which caused an estimated $1.15BN and $140M in financial losses for the banking and financial sectors respectively.  The consecutive outages expose the fragility of technical infrastructure and underscore a need for better operational resilience across the capital markets. It also reiterates the importance of preparing for the EU’s Digital Operational Resilience Act (DORA), implementing uniform operational resilience rules for financial entities throughout Europe, and its equivalents elsewhere.  This Finextra whitepaper, produced in association with CJC, explores:  The challenges in the capital markets industry;  How institutions can address these challenges;  Ensuring future resilience by bridging the skills gap;  Real-world case studies;  And more. 

218 downloads

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FinextraTV

Will Developing Technologies Ease the Self-Directed Experience?

Attending the Communify Fincentric Experience 2025, Geoff Lloyd, Founder, Babylon Capital joined FinextraTV to talk about how, as a part of the Australian market, he is watching the US and UK closely as they expand on developing technologies. According to Lloyd, many of these technologies could represent an innovation that will further level the playing field for the self-directed investor and even for those managing their superannuation funds.

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Long reads

Heather Xiao

Heather Xiao Founder and CEO at Horizon Zero Ltd

The UK needs to embrace ecosystem collaboration to boost fintech

At recent Innovate Finance Global Summit in London, UK Chancellor Rachel Reeves delivered a powerful message that underscored the country’s position as a global fintech leader, and the critical role of innovation in shaping its economic future. It was both a celebration of progress and a call to action. As she noted, the UK attracted $3.6 billion ...

Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Trump’s first 100 days: Have his accomplishments matched his promises?

While many news organisations are taking wider views of the situation, we chose to narrow our focus to financial services industry impacts as much as possible in this view on US President Trump’s first 100 days. We explored, through extensive research across a wide political and economic spectrum, how well his pre-election promises reflect the tar...

Richard Robinson

Richard Robinson Chair at ISITC

T+1 in practice: What the industry has learned

When the U.S. officially transitioned to T+1 settlement last May, the headlines painted it as a sweeping modernisation effort — faster, leaner, and more liquid markets. In many ways, that was accurate. Broker-to-broker transactions became more efficient, capital was freed up, and the theoretical reduction in settlement risk became a tangible o...