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Ben O'Brien

Managing Director
Jaywing
Member since
11 Nov 2015
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London
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Ben is an expert in credit risk management, providing analytical consultancy to financial services organisations. His expertise spans stress testing, IFRS 9, loss forecasting, portfolio monitoring, modelling and capital management.

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Managing Director
Jaywing
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Latest opinions

Ben O'Brien

CP10/25: 9 areas firms must address to meet the PRA’s climate expectations

In our previous post on CP10/25, we examined how expectations around climate risk are becoming more specific and embedded. This follow-up focuses on the details, breaking down the proposals in the draft Supervisory Statement and what they mean for firms assessing their current position. Each area highlighted below reflects the level of depth and i...

22 May 2025

Ben O'Brien

CP10/25: How expectations on climate risk are developing

CP10/25 doesn’t introduce new climate risk rules — but it does raise the bar. The paper builds on existing guidance and reflects a clear push for firms to go beyond policy statements and start demonstrating how climate risk is integrated into real-world decision-making. The emphasis now is on depth. Firms are expected to show how climate factors a...

20 May 2025

Ben O'Brien

Rethinking ROI: Evaluating the value of AI in risk modelling

As more organisations start to consider AI-driven risk modelling, one of the biggest hurdles is quantifying the return on investment. Traditional ROI frameworks often fall short when it comes to capturing the wide-ranging value these solutions bring. This can leave stakeholders stuck between understanding AI’s strategic importance and needing to j...

21 March 2025

See all 27 opinions by Ben

Ben writes about

  • artificial intelligence
  • regulation & compliance
  • retail banking
  • financial crime
  • predictions

Ben's opinion archive

  • 2025 (6)
  • 2024 (14)
  • 2022 (1)
  • 2016 (1)
  • 2015 (4)
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