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Fintech

Fintech discussions and conversations around the development of fintech.

Alex Malyshev

Alex Malyshev CEO, Co-founder at SDK.finance, FinTech software provider

Owning Your Payment Infrastructure: Why FinTechs Are Rethinking ‘Platform as a Service’

In the early days of FinTech, speed to market was everything. Platform-as-a-Service (PaaS) models promised rapid deployment, simplified compliance, and pre-integrated features. For many startups, this was a lifeline. But as these companies grow, especially in regulated or high-volume environments, they’re finding that the very infrastructure that ...

/payments /startups

John Reese

John Reese Business Analyst | Platform Growth Expert at Hashcodex

Neobank 2.0: One Account to Hold Crypto and Fiat Together

Banking just got smarter. Gone are the days when digital banking only meant checking your balance online. Now? It’s freedom. It’s control. It’s your money, your way. Still not clear? No worries. Let me explain. Imagine you are a freelancer or running a business, you know the struggle. You work with clients from all over the world. Some pay in regu...

/startups /crypto

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

From Free to Premium: Why Freemium Works in Digital Payments

As digital transactions become faster, smarter, and more seamless, one question takes center stage: How do payment platforms attract users—and keep them—without compromising revenue? Enter the freemium model — a strategy that offers essential features at no cost while unlocking advanced capabilities for paying customers. Originally popular in SaaS,...

/payments /markets

Aaron Holmes

Aaron Holmes CEO at Kani Payments

Why building a fintech in Newcastle is a canny decision (and one I’d make all over again)

I recently had the pleasure of speaking at Mastercard’s FinTech 2.0 panel event, where we discussed the challenges and opportunities of scaling a fintech company outside of London. The final question stuck with me: “If you had to do it all over again, would you still build your business in Newcastle?” The answer? A resounding yes.

/regulation /startups

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Women Leading the Wallet: How Female Founders Are Redefining Digital Payments

“Finance is no longer a man’s world. It’s a smart world — and smartness has no gender.” A New Power is Shaping Fintech — And It’s Fearlessly Female A fresh wave of fintech innovation is rising — one led by bold, strategic women who are reshaping the future of digital payments with vision, leadership, and deep business acumen. These are not just fo...

/payments /startups

Taras Boyko

Taras Boyko Founder at BTG Corporate Services Provider

Fintech 2.0: What Makes a Startup Appealing to Investors in 2025?

The global economic outlook in 2025 remains uncertain. Inflationary pressures persist across major markets, and shifting trade and tariff policies continue to disrupt global supply chains. In response, leading analysts, including those at the IMF, have revised their growth forecasts downward. For fintech founders, this translates into a more selec...

/startups

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Why Innovation Without Execution Fails - And How to Balance Both

In Fintech, Innovation Sparks Interest — But Execution Drives Transformation In the fast-moving world of fintech, innovation gets the spotlight. New platforms, disruptive models, and bold ideas often make headlines. But while innovation may start the conversation, it’s execution that defines long-term success. Ideas—no matter how visionary—mean lit...

/payments

Darya Lyhach

Darya Lyhach PR manager at Noda

Why UK Merchants Are Choosing QR Codes Over Card Machines

The quiet rise of QR code payments in the UK shows just how much small businesses are rethinking how they get paid.47 For years, accepting payments meant signing up for card terminals, paying network fees, and waiting days for funds to arrive. For many small and mid-sized merchants, that’s no longer a sustainable model. Today, tools like QR code pa...

/payments

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

The Evolution of Payment Gateways: What’s Next?

"Technology changes, but the need for seamless transactions remains timeless." In today’s digitally driven economy, fast and secure payment capabilities have become a baseline expectation rather than a competitive advantage. Over the years, payment gateways have evolved significantly—from rudimentary checkout mechanisms to intelligent, f...

/payments

David Clee

David Clee Co-Founder & CEO at MirrorWeb

The Single Pane of Glass: Unifying Communications Supervision Across Channels

If you and your compliance team are jumping between separate systems just to track Slack messages, email threads, mobile chats and collaboration tools, you're not alone. The digital-first workplace has made communication faster, but supervision more fragmented, and riskier than ever. Regulators like the SEC, FINRA, and the CFTC have made it clea

/regulation /wealth

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