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4329 Results from /regulation

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

The Tech Driven Path to Operational Excellence in Banking

In the fiercely competitive world of financial services, achieving operational excellence is key in the continuous development of efficiency, productivity and improvement of customer experience. Operational excellence is not just about improving productivity, but making sure to provide customers with the best service while assuring agility and qua...

/ai /regulation

Freddie Frith

Freddie Frith Vice President at Corlytics

Why compliance transformation needs a Target Operating Model (ToM)

This blog explores the strategic importance of Target Operating Models (TOMs) in regulatory compliance and transformational change. Many people are aware that financial institutions are currently experiencing a significant shift towards digital solutions and AI-driven regulatory compliance. However, it’s important to recognise that while technolog...

/ai /regulation RegTech

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

No FDIC for You: What the GENIUS Act Means for the Future of Crypto Payments

The U.S. Congress is flirting with crypto’s version of a “ChatGPT moment.” A new bipartisan bill – cheekily named the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) – promises to catapult dollar-backed stablecoins from the fringes of online trading into the mainstream of payments. Having just cleared the Senate ...

/regulation /crypto

Isaiah Owolabi

Isaiah Owolabi Founder/CEO at GloPayz

Why Fintech Needs a Compliance-First Culture in 2025

In 2025, fintech is no longer the Wild West—it's becoming the backbone of a regulated, globally interconnected financial system. As the founder of GloPayz, a cross-border payments platform in development, one truth has become crystal clear: Compliance is no longer a back-office cost—it’s a front-line product feature. We're already in an era where...

/payments /regulation Fintech innovation and startups

John Bertrand

John Bertrand MD at Tec 8 Limited

Mobile Phone Theft: A 22-Day Insurance Ordeal

Analysis and Recommendations for Premium Bank Insurance Executive Summary This case study examines a mobile phone theft incident that occurred on April 22, 2025, in London, highlighting critical deficiencies in premium bank account mobile insurance services. While the police and telecom provider resolved their portions within minutes, the bank's i...

/regulation /identity

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

CP10/25: 9 areas firms must address to meet the PRA’s climate expectations

In our previous post on CP10/25, we examined how expectations around climate risk are becoming more specific and embedded. This follow-up focuses on the details, breaking down the proposals in the draft Supervisory Statement and what they mean for firms assessing their current position. Each area highlighted below reflects the level of depth and i...

/regulation

Alex Rees

Alex Rees Web Strategy at Facctum

Why Real-Time Compliance Will Define the Future of RegTech

Regulatory compliance has traditionally been a slow-moving function—reactive, rules-based, and tethered to manual review cycles. But the pace of modern finance demands a fundamental rethinking. As financial crime becomes more sophisticated and real-time transactions dominate, the compliance function must operate at the speed of risk. Legacy compl

/regulation /crime RegTech

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

CP10/25: How expectations on climate risk are developing

CP10/25 doesn’t introduce new climate risk rules — but it does raise the bar. The paper builds on existing guidance and reflects a clear push for firms to go beyond policy statements and start demonstrating how climate risk is integrated into real-world decision-making. The emphasis now is on depth. Firms are expected to show how climate factors a...

/regulation

Aaron Holmes

Aaron Holmes CEO at Kani Payments

Why building a fintech in Newcastle is a canny decision (and one I’d make all over again)

I recently had the pleasure of speaking at Mastercard’s FinTech 2.0 panel event, where we discussed the challenges and opportunities of scaling a fintech company outside of London. The final question stuck with me: “If you had to do it all over again, would you still build your business in Newcastle?” The answer? A resounding yes.

/regulation /startups Fintech

Martin Bradbury

Martin Bradbury Regional Director, Financial Services UK&I at Dynatrace

Banking on resilience: How UK banks can strengthen their IT systems to avoid outages

In February 2025, the UK Parliament’s Treasury Committee launched an inquiry into IT failures across major banks. The inquiry uncovered over 803 hours – equivalent to more than 33 days – of unplanned system outages in just two years. This unusual government intervention into the affairs of private enterprises reinforces the urgency for financial ...

/regulation /retail Banking

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