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295 Results from /identity

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

It is the administrative burden, stupid.

Many of us know that SMEs and also employees in larger enterprises and the public sector complain about an ever-growing administrative burden. Much caused by nitty-gritty difficult-to-decipher regulation. This is also coming from the work to make the Single EU market real. There politicians can always blame Brussels. One way of counteracting it ...

/ai /identity Innovation in Financial Services

Serhii Serednii

Serhii Serednii Head of AI / ML at MD Finance

Lending Redefined: Implementing ML To Enhance Products, Workflow, and Customer Experience

An AI-First-Approach is a core pillar of fast-growing fintech companies, aimed at enhancing both internal processes and product efficiency. Let ML Decide: The Credit Scoring Evolution Automation in lending and scoring has existed since the mid-20th century, but when we talk about digital lending today, we no longer refer to traditional rule-base...

/ai /identity Artificial Intelligence

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The huge-savings curse. Part I.

There is hardly a day passing by without new reports about hundreds of billions or multitrillion cost savings on their way with the Trust Infrastructure. Of course, these are in the right ballparks – and the western world for sure need them also against increasingly politically engineered cybercrime. Luckily the identity building verifiable creden...

/retail /identity Innovation in Financial Services

John Bertrand

John Bertrand MD at Tec 8 Limited

Mobile Phone Theft: A 22-Day Insurance Ordeal

Analysis and Recommendations for Premium Bank Insurance Executive Summary This case study examines a mobile phone theft incident that occurred on April 22, 2025, in London, highlighting critical deficiencies in premium bank account mobile insurance services. While the police and telecom provider resolved their portions within minutes, the bank's i...

/regulation /identity

Stanislav Galandzovsky

Stanislav Galandzovsky Head of User Acquisition at NAGA

Don't Expect Fast Results from Fintech Paid Ads – Here’s Why

Can paid advertising deliver high-quality leads in fintech? Yes, but not nearly as quickly as many hope Many fintech companies — either in banking, trading, SaaS solutions, B2B services or crypto projects — hope performance marketing will do all the work in such a competitive niche. But, in my experience, it never goes in isolation. Trust and bran...

/identity

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

We seem to have a wide consensus

Judging from the discussion I follow on LinkedIn we seem to have a wide consensus that: 1. AI-agents will be bring a new - even underhyped - level of productivity and convenience at work and at home 2. To employ, empower and steer them we need verifiable credentials 3. To get verifiable credentials flowing we need interoperable general purpose or...

/ai /identity Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The new urgency - are banks prepared?

EU has been developing a digital trust infrastructure to support the data-driven economy for many years. Initially focused on enabling digital identification for citizens—especially needed in countries without BankID as infrastructure. The initiative then evolved into something far more transformative. It is now very clear that this infrastructu

/ai /identity Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Germany taking the organisation wallet-for-AI lead and Denmark speeding up citizen wallets

It is probably self-evident by now that the EU trust infrastructure is going to be the fundament not only for productivity, security, business and life event services, MyData privacy and a real Single Market - but also that ID-wallets and AI-agents together is the obvious next AI-step. The German coalition agreement is driving it: “The agreement...

/ai /identity Artificial Intelligence and Financial Services

Alex Ford

Alex Ford President, North America at Encompass | RegTech Association | Women in RegTech

Why operational leaders are rethinking KYC

Operational leaders face a stark reality: the onboarding experience has become a make-or-break moment not just for clients but also for the bank itself. Despite significant investment in transformation, many banks continue to struggle with outdated, manual Know Your Customer (KYC) processes that are fundamentally unfit for purpose. The result? Dela...

/identity /crime

Jason Linus

Jason Linus Director Growth at Primesoft

Every Fingerprint Counts: Humanizing Finance Through Digital Identity

A grandmother in a rural village receives financial support from her son in the city through a simple fingerprint scan, no forms, no waiting, just dignity. A young girl in a quiet rural town, with dreams bigger than her surroundings, starts her own online business without ever needing to step inside a bank or prove her worth with paper documents.

/inclusion /identity Financial Inclusion

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