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Bo Harald

Chairman/Founding member, board member
Trust Infra for Real Time Economy Prgrm & MyData,
Member since
04 Nov 2008
Location
Helsinki Region
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522
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Independent advisor and board professional

Experience

Chairman/Founding member, board member
Trust Infra for Real Time Economy Prgrm & MyData,
To Present
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Latest opinions

Bo Harald

It is the administrative burden, stupid.

Many of us know that SMEs and also employees in larger enterprises and the public sector complain about an ever-growing administrative burden. Much caused by nitty-gritty difficult-to-decipher regulation. This is also coming from the work to make the Single EU market real. There politicians can always blame Brussels. One way of counteracting it ...

3 hours Innovation in Financial Services

Bo Harald

The huge-savings curse. Part I.

There is hardly a day passing by without new reports about hundreds of billions or multitrillion cost savings on their way with the Trust Infrastructure. Of course, these are in the right ballparks – and the western world for sure need them also against increasingly politically engineered cybercrime. Luckily the identity building verifiable creden...

02 June 2025 Innovation in Financial Services

Bo Harald

How can we interconnect the mainstreams?

I keep myself busy in what I call mainstreams: 1. The fundament. General purpose interoperable identity building verifiable (more or less strong – up to the verifier to trust) credentials – creating the Trust Infrastructure urgently needed now when cyber-crime costs start topping 10 trillion USD/year and AI making it worse. Top EU-priority an

24 May 2025 Artificial Intelligence and Financial Services

See all 522 opinions by Bo

Latest comments

The ice-hockey effect now with organisation wallets

Identity building wallets in organisations should be the starting point everywhere. How could you otherwise get the data flowing to business and life events? And how could you otherwise efficiently and safely deploy AI-agents?

 

Is India, UK and others now advancing with organisation wallets from the market while EU is losing time with state issued wallets instead of starting the heavy lifting - using market wallets to get the heavy lifting with public sector credential issuing and verifying process started? While soon all attention is lost to AI-agents and the like? Talking about 2027 now sounds like 10 years..

03 Mar 2025 03:08 Read comment

My e-Journey - over 40 years. Part 1. e-banking started with payments.

continues in part 2

 

25 Feb 2025 03:17 Read comment

How often should you doubt?

Screenshot 2025-02-19 at 10.25.42

21 Feb 2025 06:33 Read comment

See all 315 comments by Bo

Bo writes about

  • artificial intelligence
  • security
  • payments
  • regulation & compliance
  • people
  • wealth management
  • retail banking
  • wholesale banking
  • sustainable
  • financial inclusion
  • identity
  • financial crime
  • predictions

Bo's opinion archive

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  • 2010 (74)
  • 2009 (85)
  • 2008 (10)

Latest groups joined by Bo

  • Electronic invoicing

  • Whatever...

  • Transaction Banking

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Bo reads

  • Networked economy
  • Real Time Economy

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