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Transaction Fraud Systems and Analysis

A community for discussion of Transaction Fraud systems and anlaytical techniques for bank card and financial services organisations.

Rolands Selakovs

Rolands Selakovs Founder at avoided.io

Top 5 Fraud Trends Affecting High-Risk Merchants in 2025

As we navigate through 2025, high-risk merchants face a rapidly evolving fraud landscape. From AI-driven scams to rising chargeback rates, the challenges are growing more complex and costly. In 2024 alone, businesses lost $8.9 billion to chargebacks, a figure projected to rise as fraud tactics become more sophisticated. For e-commerce merchants

/payments /regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

Social Media Evolution, Philippines and Maria Ressa:

Maria Ressa, Nobel Prize winner, journalist and CEO Rappler (Philippines) In 2004 Internet social media was just getting going. Rappler received information that a Philippines President Election might have been rigged. The status quo’s reaction was to supress any activates around the topic. This was done by attacking the traditional media companie...

/regulation /identity

Rolands Selakovs

Rolands Selakovs Founder at avoided.io

Visa's New VAMP Program Raises the Bar for Merchants: Here's What You Need to Do to Stay Compliant

With Visa's VAMP program introducing stricter compliance measures, are you prepared to navigate these changes and safeguard your business? Introduction to VAMP Visa's Acquirer Monitoring Program (VAMP) is designed to uphold the integrity of the payment ecosystem by consolidating risk monitoring efforts. Effective April 1, 2025, VAMP will integrate...

/payments /regulation

Nick Root

Nick Root CEO at Intergiro

The Scamdemic is Real: Why Fighting Fraud is Fintech's Biggest Battle

As an embedded payments provider across the EU, we fight fraud 24/7. Deepfakes, synthetic IDs, phishing, good old social engineering—you name it, we've seen it. Its relentless Fighting fraud is where we invest most, with 30% of our headcount dedicated to compliance and fraud related work. Millions of EUR in costs, tooling, reimbursements—it's an ex...

/regulation /crime

Rolands Selakovs

Rolands Selakovs Founder at avoided.io

Fraud and Chargeback Trends to Watch in 2025

Fraud and Chargeback Trends to Watch in 2025 As we navigate through 2025, the landscape of fraud and chargebacks continues to evolve, presenting new challenges for businesses and consumers alike. Staying informed about these emerging trends is crucial for implementing effective prevention and mitigation strategies. 1. Surge in AI-Driven Fraud The ...

/payments /crime

Prashant Bhardwaj

Prashant Bhardwaj Innovation Manager at Crif

Scammed in Silence: Unveiling the Digital Fraud Crisis in Rural Areas

In our earlier conversations, Amit Gaur, a bank manager in a rural area of Haryana, often lamented the decreasing foot traffic in banks, noting that it was almost a day off after lunch hours as customers increasingly turned to digital transactions. Recently, however, he shared alarming insights about the rising tide of digital fraud affecting his

/security /crime

Oliver Tearle

Oliver Tearle Head of Technology Innovation at The ai Corporation

Why Leveraging Diverse Data Enhances the Chances of Detecting Fraud

Why Leveraging Diverse Data Enhances the Chances of Detecting Fraud Fuel retailers are increasingly grappling with the escalating threat of payment fraud, driven by the proliferation of compromised data on the dark web and the emergence of sophisticated fraudulent tactics. While many fraud detection systems employ advanced technologies and strat...

/ai /crime

Ron Kaine

Ron Kaine Product Director, Enterprise Fraud Management at Central 1

Mitigating fraud risk : effective strategies for small financial institutions

In 2023, the Canadian Anti-Fraud Centre reported a staggering $554 million in victim losses related to fraud and cybercrime — nearly 5 per cent more than what was reported in 2022, which in itself was a 40% increase from 2021. The landscape of fraud prevention is constantly evolving to keep up with fraudsters’ ever-changing tactics. As financial in...

/payments /crime

Greg Woolf

Greg Woolf CEO at Fiverity

The Rise of the Digital Catfish: How ChatGPT and Deep-Fake Personas are Changing Financial Fraud

The emergence of artificial intelligence (AI) has given rise to a troubling new type of fraud that is extending digital impersonation beyond just dating platforms and reality TV and into the financial realm. Right now, fraudsters are increasingly using tools such as ChatGPT and Generative AI to create deep-fake personas, which they use to deceive ...

/security /crime

Stan Cowan

Stan Cowan 

Adapt to Shifting Fraud Trends with an Omnichannel Data Strategy

As more and more banks implement an omnichannel experience to serve their customers, it’s clear that fraud management needs to follow suit. Consider the limited scope of branches as digital transactions and applications become normalized. Or even digital and embedded lending services or multi-platform customer service options. All of these channel...

/regulation /crime

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