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Ivan Nevzorov

Ivan Nevzorov Head of Legal at SBSB FinTech Lawyers

RWA Token Regulations in 2025: How to Launch Successfully

RWA tokens have become one of the most discussed trends in 2025. Many believe their widespread adoption could fuel the next major bull run in the crypto industry. However, despite years of discussion, RWA tokens remain undervalued. The key question is: why? If the concept has existed since the early days of blockchain, why have so few projects suc...

/regulation /crypto Cryptocurrency Insights

Brian Mahlangu

Brian Mahlangu VP Product: Digital Platforms Mobile at Absa Bank, CIB.

The Impact of the 2G Shutdown in Africa

I previously shared that 56% of mobile connections in Africa are still reliant on feature phones, a reflection of the affordability challenges many face across the continent. It’s important to note that Sub-Saharan Africa alone handles 70% of global mobile money transactions, with over 600 million users. A significant portion of these transactions...

/payments /inclusion Digital Banking Trends

Katherine Chan

Katherine Chan CEO at Juice

The Real Cost of Financial Exclusion: Why It’s a Business Problem, Not Just a Social Issue

Financial exclusion is not just a social issue, it's an economic waste. SMEs are the backbone of the global economies, yet too many of them find it hard to access capital, not for lack of potential, but because mainstream financial systems are not structured to serve them. Adam Smith, in The Wealth of Nations, wrote: "It is not from the bene...

/startups /inclusion Fintech

Harriet Christie

Harriet Christie Chief Operating Officer at Mirrorweb

Left on Read: The Cost of Ignoring iMessage Compliance

Let’s face it: iMessage isn’t just where we share memes, plan dinner, or chat with friends anymore. It’s also where business gets done—and that’s a big deal in financial services. From quick client updates to team decisions, financial professionals have been using mobile messaging apps like iMessage to communicate for years. Convenient? Absolute

/regulation /wealth RegTech

Manu Swami

Manu Swami Head of Technology (Markets) at Sonata Software

The AI-Led Banker: How Agentic AI is Reinventing Banking from the Inside Out

The hype around Generative AI is now complemented with the Agentic AI wave. The rapid rise to fame of Agentic AI is the result of its transformative force, capable of redefining banking operations at their core. It goes beyond process enhancements, enabling autonomous decision-making, intelligent automation, and adaptive financial strategies. By s...

/retail

Kate Leaman

Kate Leaman Chief Analyst at AvaTrade

Machine Learning: how big is its potential in trading?

The world of trading is an immensely complex place, with investors deploying a range of different strategies to try and maximise their profits. In this digital age, technology has only furthered the intricacies of trading – for instance, the plethora of online platforms available makes it easier than ever for individuals to start trading. Given th...

/ai /markets

Oleg Stefanet

Oleg Stefanet Chief Risk Officer at payabl.

Merchants need to get to grips with Visa’s new VAMP initiative

Visa is a name firmly etched into the minds of merchants worldwide. The company often refers to itself as a ‘global economic enabler,’ in a nod to its central role in facilitating international commerce and economic activity by providing a secure, reliable payment network that connects consumers, businesses, and financial institutions in every co...

/payments

Retired Member

Retired Member 

The Future of UK Payments: A Vision for a Seamless, Secure, and Inclusive National Payments System

The UK payments landscape is undergoing a fundamental transformation, driven by technological advancements, regulatory initiatives, and evolving consumer and business expectations. The UK National Payments Vision sets out a roadmap for a more seamless, secure, and inclusive payments ecosystem, ensuring that the country remains at the forefront of ...

/payments /sibos SEPA and European Payments

Yuriy Gnatyuk

Yuriy Gnatyuk COO at Kindgeek

Developing a Personal Finance App: Key Considerations

Managing finances effectively is often challenging, and it can sometimes feel like money disappears faster than we can keep track of it. This is where technology steps in to make a difference. With more people striving to take charge of their financial health, personal finance apps have surged in popularity, offering valuable tools for budgeting,...

/payments Personal Finance

Rowan Clayton

Rowan Clayton Chief Product Officer at finova

How can composable architecture transform UK banking?

In an era where modernisation and automation are changing the face of financial services, UK banks must embrace composable architecture to stay competitive and to offer a foundation to support their next phase of growth. New SaaS and PaaS solutions are central to this transformation. The ability to take advantage of emerging technologies such as O...

/retail /startups Banking Architecture

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