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Foday Joof

Foday Joof Risk Management Officer at Central Bank of The Gambia

Why Inflation in The Gambia is a Structural Phenomenon, Not Monetary

1. Introduction Inflation is a persistent concern for many economies, and The Gambia is no exception. The Central Bank of The Gambia (CBG) has employed various measures, including interest rate adjustments, to curb inflationary pressures. However, despite these efforts, inflation remains stubbornly high. The critical question is: why? If we do no...

Igor Kostyuchenok

Igor Kostyuchenok SVP of Engineering at Mbanq

Revolut needs more deposits

Revolut is seen as the leading FinTech unicorn neobank from Europe only rivaled by Nubank on the global market. Everyone watches Revolut, sees the rapid customer growth and waits for the Neobank to rival the big incumbents. People at Revolut are doing some of the best work on the market introducing tens of new products every year and offering one o...

/retail /predictions

Helen Child

Helen Child Founder & CEO at Open Banking Excellence (OBE)

Open Banking in a Box

From Speech to Action: New Service 'Open Banking in a Box' Powers Mansion House Momentum, Fuelling Industry Growth β€œThe UK must act quickly to seize the opportunities of the future or risk falling behind international peers.” - National Payments Vision, published by HM Treasury November 2024. The long-anticipated National Payments Vision (NPV) fo...

Open Banking

Katrin Kaurov

Katrin Kaurov Co-Founder and CEO at Frich

Gen Z is Wagering More Than Just Money on the Super Bowl

The Super Bowl is more than just a game: it's a reason to gather with friends, indulge in snacks, and, increasingly, place bets. But for Gen Z, betting on the Super Bowl is becoming less about the thrill of the game and more about the need to belong. At Frich, we polled our community of over 1M Gen Zers about the Super Bowl, and the findings showed...

/payments

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

PIX, Boleto and E-Wallets: The Digital Payment Boom in Brazil

The rapid growth of digital payments in Brazil is attributed to various factors, including the rise of e-commerce, widespread smartphone usage, and the demand for cashless, seamless transactions. Businesses and consumers alike are embracing digital wallets, mobile banking apps, and contactless payments, highlighting the convenience and security of...

/payments /markets Payments strategies 2015-2020-2030

Abhi Desai

Abhi Desai Director at Pelican

Navigating Compliance and Efficiency in SEPA Instant Payments: A Guide for Financial Institutions

Introduction The digital payments landscape in Europe has undergone a major transformation with the introduction of SEPA Instant Payments (SCT Inst). This real-time payment scheme, introduced by the European Payments Council (EPC), allows for instant euro transfers across SEPA member states within seconds, 24/7, 365 days a year. While this innovat...

/ai /payments Banking

Maxim Neshcheret

Maxim Neshcheret Regional Manager at CMA Small Systems AB

Trends and challenges in the payment landscape – in APAC and beyond

When recently asked about the key developments and challenges I see shaping the payments industry in 2025, and how the industry should innovate and adapt, a number of topics came to mind. Two key developments: Expansion of stablecoin usage under regulatory frameworks With the introduction of MiCA (the markets in crypto assets framework) in Europe...

/payments /predictions

Nick Levy

Nick Levy Partner - Financial Services at IBM Consulting

Breaking the Core Banking Bottleneck: A Smarter, Safer Path to Modernisation

Transforming Core Banking for the Digital Age: How Zero Operations, Cloud-Native Resilience, and Safer Change Are Enabling Banks to Innovate, Scale, and Compete The Imperative for Core Banking Transformation The UK banking industry is undergoing profound change. Faced with growing regulatory scrutiny, shifting customer expectations, and an increasi...

Steve Wilcockson

Steve Wilcockson Technical Product Marketing at Quantexa

Contextual RAG: Identify Risks and Opportunities without Over-Engineering

While AI models - large language models (LLMs) in particular - become more powerful and widely commoditized, the need for accurate, context-rich data grows ever more critical. In regulated industries, this becomes even more essential, as organizations must also ensure explainability and governance. For the modern organization, Contextual Retrieval...

/ai /crime Financial Risk Management

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

How women are transforming FinTech

Every historical change begins with an invisible impulse - a quiet spark that eventually grows into a significant wave. A similar process is now occurring in the financial sector, where, contrary to familiar stereotypes, more and more women are entering FinTech and expanding the industry's horizons. According to a Deloitte report, women still make...

/payments /wholesale Fintech

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