Join the Community

23,214
Expert opinions
43,786
Total members
384
New members (last 30 days)
188
New opinions (last 30 days)
29,045
Total comments

Latest expert opinions

clear
clear
Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The Why is the same - the How has changed because of AI-agents

Reflecting on 2018 blog at +++ "For quite some time it has been clear that data is the new oil (not the best term - as oil is consumed while data improves when used) and trust the new currency. +++very much more so now becasue of AI+++ The opportunities to improve services and productivity by new levels of...

/ai /identity Innovation in Financial Services

John Bertrand

John Bertrand MD at Tec 8 Limited

International Instant Payment Platforms must be data ready

The cross-border payments are one of the fastest growing transactions in the world. In 2017 the value moved was $150 trillion and by 2027 is expected to reach $250 trillion. This growth in volume is accompanied by a dramatic shortening of payment delivery from at least 24 hours to instant. International Payments are starting to move off the 19th C...

/payments /markets Banking Strategy, Digital and Transformation

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Navigating High-Risk Payment Processing: Challenges, Methodologies, and Industry Implications

I. Introduction In today’s global digital economy, payment processing systems are essential for businesses to accept and manage transactions efficiently. However, some industries face significantly higher risks due to complex regulatory environments, data sensitivity, and greater vulnerability to fraud and chargebacks. This category is known as h...

/payments Trends in Financial Services

Erica Andersen

Erica Andersen Marketing at smartR AI

Your Data, Your AI: 20 SLM Use Cases for On-Premise Productivity

The big grift now in AI is that 'it is not AI that will take your job but the person using AI'. Therefore the underworked consultants are offering - for a handsome fee - over elaborate AI training courses. Served with a word salad this is a variation on prompt engineering mirage that has worn thinner than the emperors new clothes. This is a callo...

/ai /security Artificial Intelligence and Financial Services

Shailendra Prajapati

Shailendra Prajapati Associate AI Engineer at Compunnel Inc.

Pioneering AI-Driven Financial Inclusion Through Transformative Innovation

Discover how a visionary fintech leader leverages AI to redefine financial inclusion, empowering underserved populations and setting transformative industry standards. Learn how these innovations are shaping the future of banking. Introduction In the dynamic world of financial services, technology continues to challenge traditional norms and resha...

/ai /inclusion

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Is all data My Data?

Reposting from 2019. All data is somebody's data. Not really owned - but somebody is having the often exclusive right to use it. Sometimes alone, sometimes together, sometimes the right to alter and delete it, sometimes no right to change or delete it. What will happen next - when GDPR is a strong foundation and MyData.org - the global movement (n...

/ai /identity

Helen Child

Helen Child Founder & CEO at Open Banking Excellence (OBE)

Collaboration and Culture: The Key to Success in U.S. Open Banking

The U.S.’ new Open Banking rules are an exciting development for the world’s largest market for financial services, but there’s a strong argument that it also has profound global implications. This has two parts. Firstly, as a catalyst to drive companies outside of the U.S. to launch in America. Secondly, to activate a more ‘globalised’ Open Bank

Open Banking

Harriet Christie

Harriet Christie Chief Operating Officer at Mirrorweb

The Emoji Challenge: Decoding Digital Intent in Compliance Supervision

Emojis. Once a playful sentence garnish for messages between friends, they’ve now infiltrated business communications, from Slack to Teams, SMS and even emails. And while they may seem harmless, they’re a growing compliance risk that most firms aren’t equipped to handle. In regulated industries, every piece of communication — every “thumbs up” �

/regulation /wealth RegTech

Nicholas Holt

Nicholas Holt Head of Solutions and Delivery, Europe at Marqeta

Navigating Financial Fluctuations with Flexible Solutions

Much like the unpredictable British weather, financial outlays and savings ebb and flow throughout the year. For some, this means preparing for periods of higher spending, such as summer holidays, while also navigating tighter budgets in the early months of the year, often stretched thin following the festive season. Today, modern consumers seek i...

Prakash Bhudia

Prakash Bhudia HOD – Product & Growth at Deriv

Gold struggles to gain momentum despite a slumping dollar and rising trade tensions

Financial markets are experiencing an unusual divergence as gold prices remain stagnant despite a sharp decline in the US dollar. Typically, gold and the dollar share an inverse relationship, making this market behavior particularly puzzling. With President Trump’s aggressive new tariffs escalating global trade tensions, investors are left grappli...

/markets

Now Hiring