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Fintech

Fintech discussions and conversations around the development of fintech.

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

FCA's 2025 Priorities for Payments Firms: What You Need to Know

The UK Financial Conduct Authority (FCA) has recently published its updated priorities for payments firms, providing crucial guidance on what is expected of Payment Institutions (PIs), Electronic Money Institutions (EMIs), and Registered Account Information Service Providers (RAISPs). These firms must align with the National Payments Vision, whi...

/payments /regulation

Ivan Aleksandrov

Ivan Aleksandrov CSO | Core banking, BaaS, Fintech Advisory at Advapay

EU Payment and E-Money Licenses: 2024 Data and Three-Year Trends

This article offers insights into the number of e-money and payment institution licenses issued in the EU in 2024, along with a three-year comparison. If you're evaluating the best jurisdiction for your business, this comprehensive analysis will help you make an informed decision. Licensing Data Used in the Analysis This analysis presents combined...

/regulation /startups

Kristine Jakovleva

Kristine Jakovleva Chief Marketing Officer at Advapay

Advantages and Challenges of Launching a Business with MSB Registration in Canada

Canada's Money Services Business (MSB) registration is gaining traction among fintech entrepreneurs looking for a swift and cost-effective way to enter the financial services market. This article explores the benefits and drawbacks of launching a business under the MSB registration, comparing it to licensing options in the EU. Advantages of MSB Re...

/regulation /startups

Anand Naik

Anand Naik CEO at Sequretek Inc

How Community Banks and Credit Unions Can Strengthen Their Cybersecurity Strategies in 2025

2024 was rough; why should 2025 be any different? This question lingers among community banks and credit unions as they brace for another year of evolving cybersecurity threats. With cybercriminals becoming more sophisticated and financial institutions under constant pressure to enhance security measures, understanding what lies ahead is crucial. ...

/security /inclusion

Katherine Chan

Katherine Chan CEO at Juice

Fintech Predictions for 2025: What’s Next?

2025 is a defining moment for fintech. Indeed, the sector is innovating wildly, driven by embedded finance, alternative lending models, and AI; it's also being reshaped by new regulations and shifts in funding. The last year has been a real test of the resilience of financial services as investments start to tighten, economic uncertainty increases...

/startups /predictions

Laurent Descout

Laurent Descout CEO at NEO Capital Markets

Fintech Trends Reshaping Treasury in 2025

Treasurers find themselves at the intersection of rapid fintech innovation and shifting economic conditions. The past year saw fintechs continue disrupting traditional financial services, advancing analytics, redefining risk management, and challenging long-held industry norms. Now, just a month into the new year, several key fintech trends are p...

/ai /payments

Jose Puccini

Jose Puccini AVP at BankTrade

📺 Today’s Episode: AI in Investing - Banking

Morning and welcome to your podcast: Fintech-Bank Talks, I´m Jose Puccini, Host and Founder. Today, artificial intelligence is no longer just an add-on in the financial industry. Today, algorithms make investment decisions, automate risk analysis, and optimize portfolios at speeds no human could match. But there's a major dilemma: should AI mimic ...

/ai /wholesale

Ritesh Jain

Ritesh Jain Founder at Infynit / Former COO HSBC

The BNPL Boom: The Good, The Bad, and The Regulatory Challenge

In the summer of 2022, a young marketing executive in London, eager to revamp her wardrobe, clicked “Pay in 4” at checkout. The process was seamless—no credit check, no hassle, and most importantly, no immediate cash outflow. Fast forward six months, she found herself juggling payments across three different BNPL providers, struggling to keep up a...

/payments /startups

Harish Maiya

Harish Maiya CEO at Orin

Emerging Fintech AI Agent Architecture with Multiple Foundational Models

A common challenge faced by many Fintech teams is keeping up with rapidly emerging AI models and effectively applying them to financial use cases. As a Silicon Valley Fintech startup, our team went through this as well. Despite having a technical background, it took us some time to understand new foundational AI models, recognize their strengths,

/ai /payments

Kristine Jakovleva

Kristine Jakovleva Chief Marketing Officer at Advapay

Latvia: The EU’s Next Fintech Hub?

Latvia, a small Baltic country, is rapidly emerging as a potential fintech hub in the EU. The country is taking real strides to attract innovative financial companies, and it's worth exploring what sets Latvia apart. A Regulator Open to Innovation and Collaboration One of the most significant factors contributing to Latvia’s growing appeal as a fin...

/payments /regulation

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