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Fintech

Fintech discussions and conversations around the development of fintech.

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

FCA Strategy 2025–2030: Deepening Trust, Rebalancing Risk, and Reshaping Financial Services

The Financial Conduct Authority (FCA) has just released its new five-year strategy, and it sets a bold, forward-thinking agenda for the UK’s financial sector. Rather than simply tightening rules or reacting to emerging risks, the FCA is seeking to reshape its role, from watchdog to enabler, from reactive to purposeful. The strategy is anchored in...

/regulation /crime

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

The Intersection of AI and Fintech: What It Means for Consumers

The financial technology (fintech) industry is undergoing rapid transformation, with artificial intelligence (AI) playing a pivotal role in reshaping financial services. From enhancing customer experiences to bolstering security and streamlining financial operations, AI is influencing how consumers interact with financial institutions. Understandi...

/payments

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

FCA FS25/2: A Strategic Shift Toward Simplifying Financial Regulation Post-Consumer Duty

On 25 March 2025, the Financial Conduct Authority (FCA) published Feedback Statement FS25/2, which lays the groundwork for a multi-phase plan to simplify its regulatory framework following the implementation of the Consumer Duty. The initiative comes after widespread calls from firms and stakeholders to streamline the FCA’s rules, reduce unneces...

/regulation /inclusion

Michael Misasi

Michael Misasi Senior Director, Strategic Partner Management at BlueSnap

New to the C-Suite: The Chief Monetisation Officer

The business environment has become extremely competitive and traditional revenue models like subscription fees and one-time sales are not enough to keep firms profitable anymore. As a result, private equity firms are pressuring software companies to develop more sources of revenue. This has had interesting effects on the C-suite and resulted in t...

/people

Jose Puccini

Jose Puccini AVP at BankTrade

📺 Today’s Episode: Subscription Models in Digital Banks - LATAM

Welcome to FinTech Talks! Today, we explore how digital banks in Latin America are leveraging subscription models to attract investors and customers. With the rapid evolution of financial technology, these strategies are shaping the future of banking. Let's dive in! Section 1: Subscription Models in Digital Banking Digital banks in Latin Am...

/ai /retail

Neil Kinnaird

Neil Kinnaird Managing Director at DigtialKit Solutions

Why Digital Identity is the Future of Fraud Prevention

In today's digital first age, the rise of online transactions and services has brought unprecedented convenience. However, it has also opened the door to sophisticated fraud schemes. As cybercriminals become more adept at exploiting vulnerabilities, the need for robust fraud prevention measures has never been more critical. Enter digital

/security /identity

Shawn Conahan

Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.

How Value-Added Financial Services Are Evolving to Meet Consumer Demand for Financial Security

Today, consumers remain budget conscious and very careful about how and when they spend money due to high grocery and housing prices, adding to financial stress and the everyday challenges of managing their finances. Economic uncertainty, fueled by fluctuating government policies, has only heightened the need for financial stability. Threats of a ...

/retail

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

From Vision to Reality: How to Build a Disruptive Fintech Startup

Introduction The fintech revolution is reshaping the global financial landscape, challenging traditional banking models, and introducing new innovations in financial services. The rise of fintech startups is driven by technological advancements, regulatory shifts, and evolving consumer expectations. But what are the key factors enabling fintech st...

/payments

Jose Puccini

Jose Puccini AVP at BankTrade

📺 Today’s Episode: Neobank´s Saving Accounts

Today, we’re diving into a fintech battle: Europe vs. Latin America. Digital banks. High-yield accounts. Who’s got the best deal? Let’s break it down. Europe’s digital banks—think N26, Revolut, Bunq—are all about smooth UX, strong security, and solid regulation. You’ll get 2% to 4% APY on savings. Not bad, right? But here’s the catch: it’s predicta...

/retail /wholesale

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

The Silent Revolution – How Women Are Transforming the Fintech Industry

Fintech, like other business sectors, strives to implement innovations to evolve for the better. Among the trends that are gradually taking root in 2025 are: Artificial Intelligence (AI) Usage – AI is employed for data analysis and personalized financial services. According to CBInsight, investments in AI are on the rise, reaching $23.2 billion...

/retail /predictions

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