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Fintech discussions and conversations around the development of fintech.
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Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone
The Financial Conduct Authority (FCA) has just released its new five-year strategy, and it sets a bold, forward-thinking agenda for the UK’s financial sector. Rather than simply tightening rules or reacting to emerging risks, the FCA is seeking to reshape its role, from watchdog to enabler, from reactive to purposeful. The strategy is anchored in...
26 March 2025 /regulation /crime
Ruchi Rathor Founder at Payomatix Technologies
The financial technology (fintech) industry is undergoing rapid transformation, with artificial intelligence (AI) playing a pivotal role in reshaping financial services. From enhancing customer experiences to bolstering security and streamlining financial operations, AI is influencing how consumers interact with financial institutions. Understandi...
26 March 2025 /payments
On 25 March 2025, the Financial Conduct Authority (FCA) published Feedback Statement FS25/2, which lays the groundwork for a multi-phase plan to simplify its regulatory framework following the implementation of the Consumer Duty. The initiative comes after widespread calls from firms and stakeholders to streamline the FCA’s rules, reduce unneces...
25 March 2025 /regulation /inclusion
Michael Misasi Senior Director, Strategic Partner Management at BlueSnap
The business environment has become extremely competitive and traditional revenue models like subscription fees and one-time sales are not enough to keep firms profitable anymore. As a result, private equity firms are pressuring software companies to develop more sources of revenue. This has had interesting effects on the C-suite and resulted in t...
25 March 2025 /people
Jose Puccini AVP at BankTrade
Welcome to FinTech Talks! Today, we explore how digital banks in Latin America are leveraging subscription models to attract investors and customers. With the rapid evolution of financial technology, these strategies are shaping the future of banking. Let's dive in! Section 1: Subscription Models in Digital Banking Digital banks in Latin Am...
24 March 2025 /ai /retail
Neil Kinnaird Managing Director at DigtialKit Solutions
In today's digital first age, the rise of online transactions and services has brought unprecedented convenience. However, it has also opened the door to sophisticated fraud schemes. As cybercriminals become more adept at exploiting vulnerabilities, the need for robust fraud prevention measures has never been more critical. Enter digital
20 March 2025 /security /identity
Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.
Today, consumers remain budget conscious and very careful about how and when they spend money due to high grocery and housing prices, adding to financial stress and the everyday challenges of managing their finances. Economic uncertainty, fueled by fluctuating government policies, has only heightened the need for financial stability. Threats of a ...
19 March 2025 /retail
Introduction The fintech revolution is reshaping the global financial landscape, challenging traditional banking models, and introducing new innovations in financial services. The rise of fintech startups is driven by technological advancements, regulatory shifts, and evolving consumer expectations. But what are the key factors enabling fintech st...
19 March 2025 /payments
Today, we’re diving into a fintech battle: Europe vs. Latin America. Digital banks. High-yield accounts. Who’s got the best deal? Let’s break it down. Europe’s digital banks—think N26, Revolut, Bunq—are all about smooth UX, strong security, and solid regulation. You’ll get 2% to 4% APY on savings. Not bad, right? But here’s the catch: it’s predicta...
17 March 2025 /retail /wholesale
Kyrylo Reitor Chief Marketing Officer at International Fintech Business
Fintech, like other business sectors, strives to implement innovations to evolve for the better. Among the trends that are gradually taking root in 2025 are: Artificial Intelligence (AI) Usage – AI is employed for data analysis and personalized financial services. According to CBInsight, investments in AI are on the rise, reaching $23.2 billion...
10 March 2025 /retail /predictions
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