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Banking

Banks nowadays are in stiff competition for human resources with fintech. The financial technology sector often offers higher pay. Still, the prospects of many such start-ups are difficult to forecast – they are as likely to occupy a solid niche as they are to go bust. Stable companies in Latvia are only a handful. Primarily, fintech players active in Latvia are headquartered in foreign countries – the United Kingdom, to name one – despite maintaining offices in Riga and employing staff in Latvia

originally founded 24 Jan 2023

Taken over by Terence Creighton

Head of Retail Banking Delivery

GFT Financial

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Nanne Parmar CEO at Easemoney

Neobanks vs. Traditional Banks: The Battle for Gen Z Customers

23, March 2025: The financial or banking industry is undergoing a fast transformation as a new name "NEO Banks" (Online-based banks) challenges the traditional banks for dominance. It especially among Gen Z people (the people who were born between 1997-2012). With the mobile-first habit generation who want seamless, digital financial se...

23 March 2025 /retail

Denys Boiko Founder at Erglis

The Evolution of Mobile Banking: Innovations and User Experience

The trend towards digital and mobile banking has been among the most profound technological shifts of recent decades. The scope for further innovation in these settings—for fintech startups and neobanks, as well as established players and their partners—remains enormous, with the emphasis falling typically on further advancing user experiences, ke...

20 March 2025 /inclusion

Nick Green Director at Purple Patch Broking Ltd

How overpaying for credit data impacts your entire credit lifecycle

Most lenders think of credit bureau costs as a procurement issue, something to review at renewal. But in reality, overpaying for credit data has a knock-on effect across the entire credit lifecycle. It drives up the cost of every loan application, slows down approvals, and limits the flexibility to make competitive lending decisions. In collecti

11 March 2025 /regulation /retail

Abhi Desai Director at Pelican

Navigating Compliance and Efficiency in SEPA Instant Payments: A Guide for Financial Institutions

Introduction The digital payments landscape in Europe has undergone a major transformation with the introduction of SEPA Instant Payments (SCT Inst). This real-time payment scheme, introduced by the European Payments Council (EPC), allows for instant euro transfers across SEPA member states within seconds, 24/7, 365 days a year. While this innovat...

04 March 2025 /ai /payments

Luke Allchin Director - North America at RFI Global

Breaking Barriers: The Banks That Are Supporting Black Financial Inclusion

February is Black History Month in the US, a time to celebrate progress and highlight positive changes, including those happening within the financial industry. While we honor the achievements of Black Americans, we must also recognize the financial challenges that persist – for example, the data shows that 39% of Black households are either strug...

19 February 2025 /retail /inclusion

Shuvo G. Roy Partner–Industry Solutions & Head–FinServ (EMEA) at Mphasis

Navigating the cost-of-living crisis: How advanced analytics can mitigate credit risk

Britain's cost of living crisis isn't up for debate. It's real, and it's biting hard. With the Consumer Prices Index (CPI) surging by 10.1% year-on-year, the squeeze on household finances is undeniable. Rising inflation, soaring energy costs, and stagnant wages are putting unprecedented pressure on consumers and businesses, with families struggli...

19 February 2025 /wealth /inclusion

Steve Morgan Banking Industry Market Lead at Pegasystems

Key Themes and Takeaways from SIBOS 2024

Last year's SIBOS 2024 was a melting pot of ideas, innovations, and discussions which underscored the dynamic nature of the global banking landscape. The event brought together industry leaders from around the world, each sharing insights on the future of banking amidst shifting economic, technological, and regulatory environments. And for the fir...

12 February 2025 /ai /sibos

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Why Passive Portfolios Thrive—and Where Advisors Still Add Value

In recent years, passive investing has gained significant popularity, particularly through low-cost, well-diversified ETF (Exchange-Traded Fund) portfolios. In Belgium, the term "hangmatbeleggen" (Dutch for "hammock investing," referring to this relaxed investment approach) was even named the word of the year in 2024. This sty

03 February 2025 /wealth /retail

Amey Prabhu Solution Architect & Head of Trade Finance Product at Veefin

The Rise of Headless Core Solution

New age core banking solutions like Thought Machine, Mambu and Pismo are on their way to transform banking as we know today Simplistically put, these are a set of cloud native, even driven domain micro services that facilitate quick creation and launch of new products, configuration of workflows, accounting entries and interface with other interna...

31 January 2025 /retail /wholesale

Ritesh Jain Founder at Infynit / Former COO HSBC

HSBC’s Strategic Retreat: A Bold Pivot or a Risky Gambit?

Yesterday, I came across a fascinating piece of news: HSBC, the banking giant with a 159-year legacy, is exiting parts of its investment banking business in the UK, US, and Europe. Specifically, the bank is stepping away from equity capital markets (ECM) and mergers and acquisitions (M&A) outside of Asia. This move feels less like a retreat an...

29 January 2025 /markets /predictions