Latest opinions that Jamel Derdour has shared on Finextra

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Jamel Derdour

CMO

Transact365 - www.transact365.io

Member since

18 Jun 2021

Location

London

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Jamel's opinions

Open Banking in Europe: Accelerating Growth and Innovation

Since the implementation of PSD2 in 2018, open banking has gained significant traction across Europe. By 2020, approximately 12.2 million Europeans were utilising Open Banking services, accounting for nearly half of the global user base at that time. In 2023, the European open banking market generated approximately USD 9.28 billion in revenue. Proj...

28 April 2025 /payments /markets Open Banking

From Cash to Clicks: The Digital Transformation of Payments in South Africa

South Africa is experiencing a significant transformation in the way payments are made, driven by technological advancements, consumer preferences, and financial inclusion initiatives. The adoption of digital payments in South Africa has been fuelled by several factors, including the rise of e-commerce, smartphone penetration, and the growing deman...

14 April 2025 /payments /markets Financial Inclusion

Winning the Payments Game: How To Prepare for Sporting Events like the Indian Premier League

Sporting events, whether local, national, or global, present significant opportunities for merchants to capitalise on increased consumer spending. Fans flock to online stores, creating a surge in transactions. To maximise revenue and ensure seamless customer experiences, merchants must prepare their payment systems effectively. Here’s how business...

10 March 2025 /payments /markets Innovation in Financial Services

PIX, Boleto and E-Wallets: The Digital Payment Boom in Brazil

The rapid growth of digital payments in Brazil is attributed to various factors, including the rise of e-commerce, widespread smartphone usage, and the demand for cashless, seamless transactions. Businesses and consumers alike are embracing digital wallets, mobile banking apps, and contactless payments, highlighting the convenience and security of...

04 March 2025 /payments /markets Payments strategies 2015-2020-2030

Unlocking Growth: The Boom of Digital Payments in Nigeria

Nigeria, Africa's largest economy by GDP and population, is witnessing a rapid transformation in its payment ecosystem. The growth of digital payments in the country is reshaping how businesses, individuals, and the government conduct financial transactions. Driven by increased smartphone penetration, fintech innovation, and a youthful population ...

10 February 2025 /payments /markets Payments strategies 2015-2020-2030

Accessing New Opportunities for Digital Payment Growth in India

India's transition to a digital payment powerhouse has been remarkable, driven by the success of platforms like UPI, mobile wallets, and the e-commerce boom. Yet, the journey is far from over. Numerous untapped opportunities exist to further accelerate the growth of digital payments, paving the way for a more inclusive and efficient financial ecos...

17 December 2024 /payments /markets Innovation in Financial Services

Digital Dominance: The Growth of Digital Payments in South Korea

South Korea, known for its technological prowess and rapid adoption of new innovations, has become a global leader in digital payment systems. Over the past decade, the country has experienced a dramatic transformation in how financial transactions are conducted, moving from traditional cash and card payments to seamless digital solutions. This sh...

13 November 2024 /payments /markets Payments strategies 2015-2020-2030

Unlocking the Untapped Potential of Digital Payments in Bangladesh

With a burgeoning economy, a growing middle class, and increasing internet penetration, the country is ripe for a digital payments transformation. Despite significant strides in recent years, the potential for digital payments in Bangladesh remains largely untapped, offering immense opportunities for economic growth, financial inclusion, and impr

08 October 2024 /payments /markets Trends in Financial Services

The Growth of Local Payment Methods: Empowering Global Commerce through Localisation

As the global economy becomes increasingly interconnected, the demand for tailored, localised payment solutions has surged. Local payment methods (LPMs) are gaining prominence across the world, enabling businesses to reach new customers and streamline transactions in different regions. These payment systems cater to the unique financial habits, pr...

30 September 2024 /payments /markets Fintech

Instant Deposits and Payouts: Shaping the Future of Payments

The rise of instant deposits and payouts is reshaping the global financial landscape, offering consumers and businesses faster, more efficient, and more convenient ways to manage their money. Instant payments, which enable the immediate transfer of funds, are becoming an integral part of financial services, from personal transactions to business o...

11 September 2024 /payments /markets Innovation in Financial Services

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