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Alex Malyshev

CEO, Co-founder
SDK.finance, FinTech software provider
Member since
12 Feb 2020
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Vilnius
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0
Followed by John Sims, Martha Boyle and 5 others you follow
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Alex's opinions

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Alex Malyshev

Owning Your Payment Infrastructure: Why FinTechs Are Rethinking ‘Platform as a Service’

In the early days of FinTech, speed to market was everything. Platform-as-a-Service (PaaS) models promised rapid deployment, simplified compliance, and pre-integrated features. For many startups, this was a lifeline. But as these companies grow, especially in regulated or high-volume environments, they’re finding that the very infrastructure that ...

26 May 2025 /payments /startups Fintech

Alex Malyshev

The Missing Piece in FinTech’s Innovation Game? It’s the Back Office. Doing Less Is the Smarter Move

Let’s be real: in today’s FinTech scene, it feels like everyone’s sprinting toward the same finish line: more features, flashier UIs, trendier tech stacks. One day, it's crypto wallets, and the next, it’s AI-powered spending charts. Shiny stuff gets attention, especially from investors and early adopters. But here’s the uncomfortable truth: that r...

23 April 2025 /retail /startups Fintech

Alex Malyshev

The VRP Revolution: How Automated Payments Will Transform Banking Over the Next Decade

In 2023, Visa and Mastercard, two of the largest players in the payment industry, generated over $57 billion in combined revenue, primarily through the fees they charge businesses for processing card transactions. A major component of their services is the card-based recurring payment model, which has played a significant role in the expansion of ...

02 December 2024 /payments /retail Open Banking

Alex Malyshev

A Closer Look at KYC Procedure: Know Your Customer Process Overview

The film "Catch Me if you Can" is an example of how easily one person with the ability to forge checks and fake his identity can steal more than a million dollars from banks in the United States. No matter how fun and iconic this movie is, it shows that it is possible to cheat the banking system. The "Know Your Customer" proc

26 April 2023 /regulation /crime Digital Banking

Alex Malyshev

Voice Cloning: A Blessing or a Curse for the Voice Banking Industry?

Imagine being able to talk to your bank account and conduct transactions without the need for a phone or computer. That's the reality of voice-based banking, a fast-growing industry expected to reach $3.7 billion by 2031 (according to Allied Market Research). Recently, however, a big BUT emerged that threatens the whole industry. Back in 2020, I wa...

27 February 2023 /payments /crime Banking

Alex Malyshev

Hybrid Cloud in Banking: Is Combining a Public Cloud and Own Data Center Worthwhile?

Today, cloud computing is a crucial component of the banking and financial services industry. The American Bankers Association estimates that more than 90% of financial institutions use cloud solutions for some or all of their banking activities. However, despite the widespread use of cloud computing in fintech, most banks are still hesitant to tr...

20 October 2022 /retail /cloud Cloud Banking out of the Box

Alex writes about

  • payments
  • regulation & compliance
  • retail banking
  • cloud
  • start ups
  • financial crime

Alex's opinion archive

  • 2025 (1)
  • 2023 (1)
  • 2022 (1)

Latest groups joined by Alex

  • Transaction Banking

  • Banking Architecture

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