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Steve Morgan

Banking Industry Market Lead
Pegasystems
Member since
04 Sep 2019
Location
Reading
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106
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Followed by John Sims, Martha Boyle and 5 others you follow
View Steve Morgan's full profile

Steve's opinions

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Steve Morgan

Operational Excellence as a Banking Business Strategy

Banks can employ the best people, but if their internal operations are supported by complex and broken technology, it will affect the smooth running of their operations. In turn, this will impact the bottom line, and importantly, affect how customers interact with the financial service organisation. So, how can banks improve their internal operat...

24 August 2023 /devops Banking Strategy, Digital and Transformation

Steve Morgan

Sanctions, Financial Crime and Straight Through Processing: Plugging the Gaps

In the fast-paced world of modern banking, seamless, efficient, and compliant transaction processing is now a requirement to operate effectively, particularly when it comes to meeting regulatory compliance requirements. Over the last few decades, Straight Through Processing (STP) has emerged as a game-changer, allowing banks to automate end-to-end...

15 August 2023 /devops /predictions Banking Strategy, Digital and Transformation

Steve Morgan

Optimising Service in Banking: Building the backbone for financial service operations

It is no secret that the banking industry has been rapidly digitising for several years now. According to the European Central Bank’s 2023 Banking Supervision report, 61 percent of banks are now embedding their digital transformation budget into their overall IT budget, with approximately 22 percent of their IT budget dedicated towards digitalisat...

10 July 2023 /payments Banking Strategy, Digital and Transformation

Steve Morgan

Merging Banks Through a Transformation of Sales and Service Operations

Bringing together two financial organisations to offer better value to customers, greater organisational efficiencies and to be a platform for ongoing innovation is quite simply the toughest challenge any financial institution has to face. Notwithstanding the regulatory scrutiny, there are so many moving pieces to work with and you need to minimis...

05 July 2023 /payments /regulation Banking Regulations

Steve Morgan

Bridging the ESG gap for banking operations

Today, action on environmental, social, and governance (ESG) considerations can no longer be deprioritised when it comes to financial services. Banks in particular are under increased scrutiny to meet ESG targets from both a regulatory and reputational perspective, as well as to keep up with competitors in embedding ESG within the products they of...

03 May 2023 /payments /sustainable Going green

Steve Morgan

What EU 6th AML/CFT Rules Mean for Banking Technology

While Ukrainian war sanctions have dominated the debate about how banks should tighten KYC-systems, there is a parallel major overhaul of the European Anti-Money Laundering and Combating of Financing Terrorist (AML/CFT) rules underway in 2023. This further adds to the strain on the compliance systems of financial institutions operating across Euro...

13 April 2023 /payments /regulation Banking Regulations

Steve Morgan

Are CBDCs the future of money and the end of banking as we know it?

In recent years, the world has witnessed a significant shift in the way payments are made. With the rise of digital transactions, more and more countries are exploring the possibility of introducing their own Central Bank Digital Currency (CBDC) and the UK is no exception. First, let's define what a CBDC is. Simply put, it's a digital form of a co...

28 March 2023 /payments /regulation Digital Banking

Steve Morgan

Modernising Cloud Based Banking Architectures

With a decade-plus of cloud-based services now under our belt, the technology has understandably evolved over time from lift and shift of applications to the cloud to cloud native deployments. The development of modern cloud technologies such as containers, microservice architectures and orchestration have all had implications relative to storage,...

22 March 2023 /cloud Banking Architecture

Steve Morgan

How AI and ML can drive resiliency for banks and customers

For banks, artificial intelligence (AI) and machine learning (ML) should be more than just buzzwords. Correct application of these technologies to their back-end processes can help facilitate increased operational resiliency, in the process enabling customers to become more financially resilient in an era of widespread economic shocks and increase...

15 March 2023 /devops Artificial Intelligence and Financial Services

Steve Morgan

Consumer Duty Standards: How Low Code Tech Will Solve the Back-End Challenges

Many will be keenly aware that the UK’s financial regulator the FCA is asking the retail banking sector to drive ahead with applying tougher customer service standards. With the initial July 2023 deadline on the horizon, keeping to their timetable should mean greater adoption of more agile development, low code and automation technologies and tech...

22 February 2023 /regulation Banking Regulations

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Steve writes about

  • artificial intelligence
  • payments
  • regulation & compliance
  • people
  • sibos
  • retail banking
  • sustainable
  • cloud
  • devops
  • financial inclusion
  • cryptocurrency
  • identity
  • markets
  • financial crime
  • covid-19
  • predictions

Steve's opinion archive

  • 2025 (11)
  • 2024 (14)
  • 2023 (17)
  • 2022 (21)
  • 2021 (17)
  • 2020 (20)
  • 2019 (6)
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D. Scott Andrick
Industry Principal at Pegasystems

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Nancy Weir
Industry Principal at Pegasystems

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Ryan White

Ryan White
Principal Domain Architect at Pegasystems

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Adam Krug

Adam Krug
CLM Ambassador at Pegasystems

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