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Steve Morgan

Banking Industry Market Lead
Pegasystems
Member since
04 Sep 2019
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Followed by John Sims, Martha Boyle and 5 others you follow
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Steve's opinions

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Steve Morgan

Filling the customer service gap with the latest AI

Personalised offers for products and services and timely advice for financial and wealth management, especially with the cost-of-living crisis, are all examples of banks offering tailored services to their customers. Traditionally, financial institutions have delivered this level of service through face-to-face interactions in physical bank branch...

20 May 2024 /ai /people Artificial Intelligence and Financial Services

Steve Morgan

What Australia taught me about innovations in fintech and banking

While I did not go there to work in a bank, I ended up in senior operations and change leadership roles for the lending business of ANZ, one of Australia’s biggest banks, for nine years. What I experienced there has informed how I see technology enabling transformation and left me considering how Australian banks absorb technology can offer lesson...

14 May 2024 /retail /markets Banking Strategy, Digital and Transformation

Steve Morgan

How is the EU AI Act Going to Affect Banks’ AI Adoption Ambitions?

As we steam ahead into 2024, while banks experiment with generative AI, they also need to be aware of how regulators will scrutinise how they use AI. Of specific concern is how the impact of the EU’s AI Act on banks’ AI ambitions will become much clearer over the coming months. The EU AI Act, which will become enforceable during 2025, is the wor...

15 March 2024 /regulation Artificial Intelligence and Financial Services

Steve Morgan

Beyond White Label Banking to Banking as a Service

White label banking is evolving from how it used to be a single-threaded product offer, to a broader and deeper banking as a service or embedded banking using modern technology. This concept of buying a set of pre-built technologies and services to enable a non-bank to provide financial products has caught the imagination of the industry for severa...

09 January 2024 /people /cloud Banking Strategy, Digital and Transformation

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Steve writes about

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Steve's opinion archive

  • 2025 (11)
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Nancy Weir
Industry Principal at Pegasystems

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Fabio Urso
Director - Industry principal - CLM and KYC at Pegasystems

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Ryan White
Principal Domain Architect at Pegasystems

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Chiara Gelmini

Chiara Gelmini
Industry Principal Director - Customer Risk & DD at Pegasystems

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